Insurance Privacy Policy

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This Privacy Policy ("Policy") applies to equalizerinsurance.com, and Equalizer Insurance Services LLC ("Company"), and it governs data collection related to insurance products and services. For the purposes of this Policy, unless otherwise noted, all references to the Company include equalizerinsurance.com. The Company website offers insurance services, products, and specialty programs, and by using the site, you consent to the data practices described herein.

I. Collection of Your Personal Information

To better provide you with our insurance products and services, the Company may collect personally identifiable information, such as your:

- First and last name

- Mailing address

- Email address

- Phone number

- Information necessary to review, process, and quote on insurance services and products.

The Company may also collect anonymous demographic information, which is not uniquely identifiable to you, such as your:

- Age

- Gender

- Household income

We do not collect any personal information protection unless you voluntarily provide it to us. However, you may need to provide certain personal information when you decide to use specific products or services. These include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; or (e) submitting your credit card or other payment information when ordering and purchasing products and services. We will use your information to communicate with you about the services and/or products you have requested. We also may gather additional personal or non-personal information in the future.

II. Sharing Information with Third Parties

The Company does not sell, rent, or lease its customer lists to third parties.

The Company may, from time to time, contact you on behalf of external business partners regarding particular offerings that may interest you. In such cases, your unique personally identifiable information (email, name, address, phone number) is transferred to the third party.

The Company does not sell biometric data to third parties.

The Company may share data with trusted partners to conduct statistical analysis, send you emails or postal mail, provide customer support, or manage deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they must maintain the confidentiality of your information.

The Company may disclose your personal information without notice if required by law or in good faith belief that such action is necessary to: (a) comply with the law or legal processes served on the Company or the site; (b) protect and defend the rights or property of the Company; and/or (c) address exigent circumstances affecting personal safety of users of the Company or the public.

III. Opt-Out of Disclosure of Personal Information to Third Parties

In relation to the personal information we may disclose to a third party for a business purpose, you have the right to know:

- The categories of personal information that we disclosed about you for business purposes.

You have rights under the California Consumer Privacy Act of 2018 (CCPA) and other relevant privacy and data protection laws to opt out of the sale or disclosure of your personal information. If you choose to exercise this right, we will refrain from selling or disclosing your personal information unless you provide express authorization. To opt out, please visit this web page www.equalizerinsurance.com.

IV. Automatically Collected Information

The Company may automatically collect information about your computer hardware and software, including your IP address, browser type, domain names, access times, and referring website addresses. This information facilitates the operation of the service, maintains the quality of the service, and provides general statistics on the use of the Company website.

V. Right to Deletion

Subject to certain exceptions, upon receiving a verifiable request from you, we will: - Delete your personal information from our records; and - Direct any service providers to delete your personal information from their records.

Note that we may not comply with requests to delete your personal information if it is necessary to:

- Complete the transaction for which the information was collected, fulfill warranty terms, and provide requested goods or services; 

- Detect security incidents; or 

- Comply with legal obligations, among other exceptions.

VI. Data Security and Breach Notification

The Company employs reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, acquisition, disclosure, or use. In case of a security incident that involves personal information, the Company will investigate promptly and notify affected individuals as required by applicable law.

VII. Children Under 13

The Company does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under 13, you must ask your parent or guardian for permission to use our platform.

VIII. Opt-Out & Unsubscribe From Third-Party Communications

We prioritize your privacy and provide options to opt out of receiving certain communications. Users may opt out of receiving any or all communications from our third-party partners by contacting us at:

- Website: www.equalizerinsurance.com

- Email: privacy@equalizerinsurance.com

- Phone Number: 732-491-3031

IX. External Data Storage Sites

Your data may be stored on servers provided by third-party hosting vendors with whom we contract.

X. Changes to This Statement

The Company reserves the right to update this Policy as necessary. Significant changes will be communicated to you, possibly via email or a prominent notice on our website. Your continued use of the website and services after such modifications implies acknowledgment of and agreement to the new terms.

XI. Contact Information

The Company welcomes questions or comments regarding this Statement of Privacy. If you believe we have not adhered to this Statement, please contact us at:

Equalizer Insurance Services LLC

617 Stokes Road

Medford, New Jersey 08055

Email: info@equalizerinsurance.com

Phone: 732-491-3031

Effective as of June 1, 2026.